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Life Settlements

A Life Settlement is the sale of an existing life insurance policy to a third party usually a state licensed financial institution. Most policies are sold for more than the surrender value but less than the death benefit. The ideal candidate for a life settlement is someone over age 65 but they may still qualify if they are younger. The policy can be Term, Universal Life or Whole Life. The proceeds from the sale can be used for any purpose including but not limited to medical or long term care costs. 


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If your client is in poor health or currently receiving care and is uninsurable for Long-Term Care but has a life insurance policy, you may be able to offer a Long-Term Care funding solution by using a life settlement through Life Care Funding Inc. ​Watch the video for more info.
We strive to get you the best offer possible for your policy.

Complete the request below to see if your client qualifies for a life settlement.

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Life Settlement Qualification Request
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